Privacy

Privacy

HERE FOR YOU. EVERY DAY.

HERE FOR YOU. EVERY DAY.

Online Banking Privacy

Online Banking
Privacy

FACTS WHAT DOES CAROLINA ALLIANCE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Transaction or loss history
  • Credit history
  • Overdraft history
  • Checking account information
  • Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Carolina Alliance Bank chooses to share; and whether you can limit this sharing.
Disclaimer + Privacy Table - What We Do
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION DOES CAROLINA ALLIANCE BANK SHARE? CAN YOU LIMIT THIS SHARING?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share
For nonaffiliates to market to you No We don’t share
Disclaimer + Privacy Table - Reasons
QUESTIONS
Who can I contact with more questions? Call 864-208-2265 or go to www.carolinaalliancebank.com
Disclaimer + Privacy Table - Questions
WHAT WE DO
How does Carolina Alliance Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Carolina Alliance Bank collect my personal information? We collect your personal information, for example, when you:

  • Give us your income information
  • Provide employment information
  • Give us your contact information
  • Give us your wage statements
  • Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Disclaimer + Privacy Table - What We Do
DEFINITIONS
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

  • Carolina Alliance Bank is an affiliate of CAB Financial Corporation, a bank holding company.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Carolina Alliance Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial   products or services to you.

  • Carolina Alliance Bank doesn’t jointly market.
Disclaimer + Privacy Table - Definitions

Have any more questions?

Our experienced bankers will help answer any question you may have.

Have any more questions?

Our experienced bankers will help answer any question you may have.

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