You’re in good company — this is our most popular checking account. It features money-savings benefits and lets you access your money and account information the way you want.
Key Features
- ATM fee refunds 1 (up to $10/statement cycle) 2
- Free checks for select styles with standard shipping
- Mailed statement included (paperless statement optional)
Standard Features
- Debit card
- Online banking
- Mobile banking app
- Real-time account alerts 3
- Fraud monitoring
- Overdraft protection options
- Free access to any Park National Bank ATM
All accounts subject to approval.
1 ATM fees refunded for using an ATM outside of the Park National Bank network to cover the non-Park bank’s ATM fee and other provider ATM service charge up to $10 per statement cycle.
2 A statement cycle is approximately 30 days. The number of days can vary depending on the number of days in a month and if the statement end date falls on a weekend. You can determine your statement cycle by reviewing the beginning balance and ending balance dates listed on your statement.
3 Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
4 The monthly service charge is $10.00 if no discounts apply. Discounts apply to monthly service charge only.
5 The monthly service charge is waived if one or more owners on the account is 24 years of age or younger at the end of each statement cycle. Upon the youngest owner’s 25th birthday, the monthly service charge will be applied on the next statement cycle, unless another discount applies.
6 Service charge applies per statement cycle. If you elect to receive paperless statements your monthly service charge will be reduced by $2.00. In the event your election changes, your service charge will be updated the statement cycle the change takes place. Debit card transactions must post to your account during the statement cycle to be considered qualifying activity. Because your monthly account activity will likely change, your service charge amount may also vary by statement cycle. The monthly service charge will apply if the account goes inactive or dormant. Here’s how these terms are defined: A deposit account is inactive if there are no customer-initiated deposits or withdrawals (excluding electronic transactions) for a period of two years. Generally, a deposit account is considered dormant when there is no customer-initiated activity or contact for a period of three to five years. The specific period and activity are based on unclaimed property laws of the primary owner’s state of record.
See terms and conditions for full account details.
1 ATM fees refunded for using an ATM outside of the Park National Bank network to cover the non-Park bank’s ATM fee and other provider ATM service charge up to $10 per statement cycle.
2 A statement cycle is approximately 30 days. The number of days can vary depending on the number of days in a month and if the statement end date falls on a weekend. You can determine your statement cycle by reviewing the beginning balance and ending balance dates listed on your statement.
3 Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
4 The monthly service charge is $10.00 if no discounts apply. Discounts apply to monthly service charge only.
5 The monthly service charge is waived if one or more owners on the account is 24 years of age or younger at the end of each statement cycle. Upon the youngest owner’s 25th birthday, the monthly service charge will be applied on the next statement cycle, unless another discount applies.
6 Service charge applies per statement cycle. If you elect to receive paperless statements your monthly service charge will be reduced by $2.00. In the event your election changes, your service charge will be updated the statement cycle the change takes place. Debit card transactions must post to your account during the statement cycle to be considered qualifying activity. Because your monthly account activity will likely change, your service charge amount may also vary by statement cycle. The monthly service charge will apply if the account goes inactive or dormant. Here’s how these terms are defined: A deposit account is inactive if there are no customer-initiated deposits or withdrawals (excluding electronic transactions) for a period of two years. Generally, a deposit account is considered dormant when there is no customer-initiated activity or contact for a period of three to five years. The specific period and activity are based on unclaimed property laws of the primary owner’s state of record.
See terms and conditions for full account details.
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