Retirement Planning

Retirement Planning

HERE FOR YOU. EVERY DAY.

HERE FOR YOU. EVERY DAY.

We’ll help
you get the
right account
for your
retirement
goals.

We’ll help
you get the
right account
for your
retirement
goals.

Click to expand the details of
our retirement account options.

Click to expand the details of
our retirement account options.

401(k) Rollover Plan

There are a couple options we offer at Carolina Alliance Bank that can make saving for your retirement that much easier. There benefits to rolling over your 401(k) with each of these options.

  • Rollover to traditional IRA – This savings plans provides certain tax advantages to encourage you to save money for retirement.
  • Rollover to Roth IRA – Can provide ample tax benefits for retirement, especially for younger investors. Can also be realized when it is used as a wealth transfer mechanism.

Ask your financial advisors about other ways your can rollover your 401(k) 

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Annuities Center

Retirement isn’t just about saving money, but also how to generate and/or distribute income to last throughout retirement.

  • Saving for retirement – Plans to allow you to start the saving.
  • Transitioning to retirement – Plans to ensure there is continuous stream of income into retirement.
  • Living in retirement – Plans that provide guaranteed lifetime stream of income.

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IRA Plans

One of the most popular ways to save money for retirement is by using an IRA.

  • Traditional/Deductible – An advantage of the traditional IRA is that contributions can be taken as tax deductions in the tax year they are made.
  • Nondeductible – The major difference between a traditional and nondeductible IRA is the ability to deduct yearly contributions on your income taxes.
  • Roth IRA – Contributions to a Roth IRA are taxed as income in the year they are deposited, similar to the nondeductible IRA.

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Six Steps to your Successful
Retirement Planning

Here are some tips to make the most of planning for your future.

Tax Advantages

Savings plans with automatic tax-advantaged contributions.

L

Increase Earnings

The more money there is to save, the easier it is to save for retirement.

Strike a Match

Seek employer arrangements that offer matching contributions.

Tax Advantages

Savings plans with automatic
tax-advantaged contributions.

L

Increase Earnings

The more money there is to save, the
easier it is to save for retirement.

Strike a Match

Seek employer arrangements that
offer matching contributions.

Go Long

Keep investing, even in bear markets, to take advantage of dollar‐cost averaging.

R

Annual Checkups

Arrange checkups with your Personal Banker to make sure your are on track.

Spread the Risk

Diversify your investments to spread risk and increase returns.

Go Long

Keep investing, even in bear
markets,  to take advantage
of dollar‐cost averaging.

R

Annual Checkups

Arrange checkups with your
Personal Banker to make
sure your are on track.

Spread the Risk

Diversify your investments to spread
risk and increase returns.

Not FDIC Insured Not Bank Guaranteed May Lose Value
Not Insured by any Federal Government Agency Not a Bank Deposit

*Investments and securities offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Carolina Alliance Bank is not a registered broker/dealer and is not affiliated with LPL Financial. The LPL Financial Registered Representatives associated with this page may only discuss and/or transact securities business with residents of the following states: FL, GA, NC, SC, TX. Check the background of investment professionals associated on this website with on FINRA’s BrokerCheck.

*Investments and securities offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Carolina Alliance Bank is not a registered broker/dealer and is not affiliated with LPL Financial. The LPL Financial Registered Representatives associated with this page may only discuss and/or transact securities business with residents of the following states: FL, GA, NC, SC, TX. Check the background of investment professionals associated on this website with on FINRA’s BrokerCheck.

Investment - Retirement Plans - Find Your Banker

Ready to start?

Our dedicated and experienced investment advisors work with you to find the best options for your needs.

Ready to start?

Our dedicated and experienced
investment advisors work with
you to find the best options
for your needs.

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