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 Barnet Park © Stephen B. Ruppe
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It’s a challenge to save money with the crowded demands of everyday life. We make it convenient for you to save, with different types of accounts for any lifestyle (each described below). Since most of our accounts can be funded through automatic transfers or direct deposit, it makes it easier for you to start saving right away and consistently make deposits.
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Every dollar earns interest, everyday, with this account.
- Pays interest, compounded daily and credited quarterly on collected balances (interest rates subject to change daily)
- Four free withdrawals/debits per month
- $2 per-item fee for withdrawals in excess of four per month
- No annual fee on ATM card (ATM usage fees may apply)
- Quarterly statement, or monthly if there is electronic activity
- $100 minimum opening balance
- $5 monthly maintenance fee
- $5 monthly maintenance fee waived if:
- $250 minimum daily balance maintained
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(for individuals up to 18-years-old) Teach a child the value of saving.
- Pays interest, compounded daily and credited quarterly on collected balances (interest rates subject to change daily)
- $10 minimum opening balance
- Four free withdrawals/debits per month
- $1 per-item fee for withdrawals in excess of four per month
- Quarterly statement, or monthly if there is electronic activity
- $1 monthly maintenance fee
- $1 monthly maintenance fee waived if $10 minimum daily balance maintained
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Save year-round for the holiday season.
- Pays interest, compounded daily and credited annually (interest rates are subject to change daily)
- No monthly maintenance fee
- Unlimited deposits
- Free auto-transfers from Carolina Alliance checking or savings accounts
- $5 minimum opening balance
- $15 per item fee for withdrawals before end of term (late October)
- At end of term, checks are prepared and mailed
- Account is auto-renewable
- $15 fee plus forfeiture of interest if account is closed before the end of term
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This account gives you easy-access to your money, with limited check writing and unlimited in-person withdrawals, with the advantage of higher interest rates.
- Pays interest, compounded daily and credited monthly on all collected balances as follows (interest rates are subject to change daily):
| $0.01 to $4,999.99 |
Money Market Base Rate |
| $5,000 to $9,999.99 |
Money Market Base Plus Rate |
| $10,000 to $24,999.99 |
Money Market Bronze Rate |
| $25,000 to $49,999.99 |
Money Market Silver Rate |
| $50,000 and over |
Money Market Gold Rate |
- Unlimited withdrawals and transfers in person
- During any statement period, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party
- Excess withdrawal fee of $10 per item in excess of the above limitations
- $1,000 minimum opening balance
- $10 monthly maintenance fee
- $10 monthly maintenance fee waived if:
$1,000 minimum daily balance maintained,
OR
$2,000 average daily balance maintained |
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For those with higher account balances which require instant access to funds.
- Pays interest compounded daily and credited monthly on all collected balances as follows (interest rates are subject to change daily):
| $0.01 to $24,999.99 |
Elite Bronze Rate |
| $25,000 to $49,999.99 |
Elite Silver Rate |
| $50,000 to $99,999.99 |
Elite Gold Rate |
| $100,000 to $499,999.99 |
Elite Platinum Rate |
| $500,000 and over |
Elite Diamond Rate |
- Unlimited withdrawals and transfers in person
- During any statement period, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party.
- Excess withdrawal fee of $20 per item in excess of the above limitations
- $50,000 minimum opening balance
- $15 monthly maintenance fee
- $15 monthly maintenance fee waived if $50,000 minimum daily balance maintained
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At Carolina Alliance our personal bankers understand how challenging it can be to save for healthcare expenses along with all the demands of everyday life. That’s why we make it convenient for you to plan with our Health Savings Account (HSA).
| Health Savings Accounts were made possible through federal legislation allowing you to save, on a tax-favored basis, for healthcare expenses. These accounts are used in conjunction with a high-deductible health plan (HDHP). |
You can use your Health Savings Account for many expenses including:
-Medical services such as office visits and annual physicals.
-Prescriptions, some over-the-counter medicines, and health care products.
-Preventive and restorative dental care, as well as orthodontia for children and adults.
-Eyeglasses, contact lenses, and laser eye surgery |
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