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Personal Banking


Our personal bankers can help you choose the best deposit accounts and will work with you to determine how to best manage your money. We have an account for every need.

Alliance Elite | Alliance Senior | Alliance Plus | Alliance Student | Alliance Basic


Alliance Elite Checking

Perfect for those who keep higher balances in their checking account or have multiple deposit accounts. Receive tiered interest rates, as well as a variety of discounts.

  • Pays interest, compounded daily, credited monthly on all collected balances as follows: (Interest rates are subject to change daily)
    • $0.01 to $2,499.99
      Alliance Base Rate
      $2,500 to $9,999.99
      Alliance Bronze Rate
      $10,000 to $24,999.99
      Alliance Silver Rate
      $25,000 and over
      Alliance Gold Rate
  • No annual fee Carolina Alliance Visa debit card (with credit approval)
  • Eight free ATM withdrawals nationwide per statement cycle ($2.00 per withdrawal after the first eight transactions plus any fees assessed by foreign bank)
  • Free online banking through Alliance eBanking
  • Online bill pay (limited to 15 bill pays per month; $0.50 per payment after 15)
  • Free 3x5 safe deposit box or credit towards a larger box
  • Free standard wallet checks
  • Free standard traveler’s checks
  • Free check imaging
  • Free direct deposit
  • Free 24-hour telephone account access
  • $50 minimum opening balance
  • $25 monthly maintenance fee
  • $25 monthly maintenance fee waived if:
      $2,500 minimum daily balance maintained,
    OR
    $10,000 or more minimum combined daily balance maintained in a related savings, money market, CD or IRA,
    OR
    $25,000 combined outstanding loan balance in installment loans and personal lines of credit*

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Alliance Senior Checking
(for individuals 50 years old and older)

Features include tiered interest rates, bonus rates on certificates of deposit and penalty-free withdrawals from CDs for major medical expenses.

  • Pays interest, compounded daily, credited monthly on all collected balances as follows (interest rates are subject to change daily):
    • $0.01 to $2,499.99
      Alliance Base Rate*
      $2,500 to $9,999.99
      Alliance Bronze Rate*
      $10,000 to $24,999.99
      Alliance Silver Rate*
      $25,000 and over
      Alliance Gold Rate*
  • No annual fee Carolina Alliance Visa debit card (with credit approval)
  • Four free ATM withdrawals nationwide per statement cycle ($2.00 per withdrawal after the first four transactions plus any fees assessed by foreign bank)
  • Free online banking through Alliance eBanking
  • Online bill pay (limited to 15 free bill pays per month; $0.50 per payment after 15)
  • 50% discount on a 3x5 safe deposit box or credit towards a larger box
  • Free standard wallet checks
  • Free standard traveler’s checks
  • Free direct deposit
  • Free check imaging
  • Free 24-hour telephone account access
  • No minimum balance to maintain
  • No monthly maintenance fee
  • $50 minimum opening balance
  • Bonus certificate of deposit rates (excludes posted specials)
  • Penalty-free withdrawal from CD’s for major medical expenses  

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Alliance Plus Checking*

Affordable plus valuable benefits makes this account a top choice for many customers.*

  • Pays interest, compounded daily, credited monthly on all collected balances as follows:*
    • $0.01 to $2,499.99
      Alliance Base Rate*
      $2,500 to $9,999.99
      Alliance Bronze Rate*
      $10,000 to $24,999.99
      Alliance Silver Rate*
      $25,000 and over
      Alliance Gold Rate*
  • No annual fee Carolina Alliance Visa debit card (with credit approval)
  • Four free ATM withdrawals nationwide per statement cycle ($2.00 per withdrawal after the first four transactions plus any fees assessed by foreign bank)
  • Free online banking through Alliance eBanking*
  • Online bill pay (limited to 15 bill pays per month; $0.50 per payment after 15)*
  • 50% discount on a 3x5 safe deposit box or credit towards a larger box*
  • First box of standard wallet checks free*
  • Free direct deposit*
  • Free check imaging*
  • Free 24-hour telephone account access*
  • $50 minimum opening balance*
  • $10 monthly fee waived if:*
      $500 minimum daily balance maintained,*
    OR
    $1,500 average daily balance maintained,*
    OR
    $10,000 or more minimum combined daily balance maintained in a related savings, money market, CD or IRA*

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Alliance Student Checking

Tailored for students up to age 25 who may be on a budget. There is never a minimum balance or a monthly maintenance fee.

  • No annual fee Carolina Alliance Visa debit card (with credit approval)
  • Four free ATM withdrawals nationwide per statement cycle ($2.00 per withdrawal after the first four transactions plus any fees assessed by foreign bank)
  • Free online banking through Alliance eBanking
  • Online bill pay (limited to 15 free bill pays per month; $0.50 per payment after 15)
  • Free unlimited check writing
  • Free direct deposit
  • Free 24-hour telephone account access
  • No minimum balance to maintain
  • No monthly maintenance fee
  • $50 minimum opening balance

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Alliance Basic Checking

Simple, easy and convenient; no monthly maintenance fees and unlimited check writing.

  • No annual fee Carolina Alliance Visa debit card (with credit approval)
  • Four free ATM withdrawals nationwide per statement cycle ($2.00 per withdrawal after the first four transactions plus any fees assessed by foreign bank)
  • Free online banking through Alliance eBanking
  • Online bill pay (limited to 15 bill pays per month; $0.50 per payment after 15)
  • Free unlimited check writing
  • Free direct deposit
  • Free 24-hour telephone account access
  • No minimum balance required
  • $50 minimum opening balance
  • No monthly maintenance fee

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*Denotes fee increase or product update/enhancement effective March 15, 2014

Carolina Alliance Bank. Here for you. Every Day.

 
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