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Consumer Card Programs

Platinum Classic

  • No Annual Fee
  • Annual Percentage Rate - 13.99%
  • Balance Transfer Fee of 4%, with a minimum fee of $10.00 and a maximum of $45.00
  • Balance Transfer Rate 2.99% for first six billing cycles
  • Cash Advance Fee of 5%, with a minimum of $10.00
  • Cash Advance APR – 17.99%
  • Penalty Rate of 21.99%
  • Foreign Transaction Fee of 3.0% of US dollar amount
  • Minimum Payment is $25 or 4%, whichever is greater

Platinum Payback (Cash)

  • No Annual Fee
  • No monthly rewards fees
  • Annual Percentage Rate - 13.99%
  • Balance Transfer Fee of 4%, with a minimum fee of $10.00 and a maximum of $45.00
  • Balance Transfer Rate - 2.99% for first six billing cycles
  • Cash Advance Fee of 5%, with a minimum of $10.00
  • Cash Advance APR – 17.99%
  • Penalty Rate of 21.99%
  • Foreign Transaction Fee of 3.0% of US dollar amount
  • Minimum Payment is $25 or 4%, whichever is greater
  • $1.00 spend = 1% Cash Back
  • Cardholders can request cash after accumulating $50

Platinum Preferred (Points)

  • No Annual Fee
  • No monthly rewards fees
  • Annual Percentage Rate - 13.99%,
  • Balance Transfer Fee of 4%, with a minimum fee of $10.00 and a maximum of $45.oo
  • Balance Transfer Rate - 2.99% for first six billing cycles
  • Cash Advance Fee of 5%, with a minimum of $10.00
  • Cash Advance APR – 17.99%
  • Penalty Rate of 21.99%
  • Foreign Transaction Fee of 3.0% of US dollar amount
  • Minimum Payment is $25 or 4%, whichever is greater
  • $1.00 spent on purchases = 1 point
  • 3, 2 & 1 Reward Points
    • Opportunity to earn double/triple points
    • Subject to enrollment & periodic promotions
    • Terms and conditions apply


 
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