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Announcements

Ribbon Cutting Held for New Seneca Office
Donation made to Oconee Medical Center Foundation.

Members of the Seneca community came out to welcome Carolina Alliance as the bank held a ribbon cutting ceremony for its office there in mid-March. Only this wasn’t your typical ribbon cutting as the ‘ribbon’ used was a string of $20 bills totally $500 that was presnted to the Oconee Medical Center Foundation.

Veteran banker C. Kyle Thomas, who is an executive vice president and commercial banking officer at Carolina Alliance, is the local executive. Thomas has more than 25 years of banking experience in the Upstate including time spent as the president of a community bank in Seneca.

“I can tell you from my heart that community banking is the way to go – to be able to call somebody, shake their hand and know who you’re speaking to,” Thomas said. “We are going to bring community banking back (here) the way we know how to do it.”

Joining Thomas is another experienced banker with deep ties to the Seneca market, Lori Comunal, who is the branch supervisor.  Comunal was previously employed at another Seneca community bank and has worked both in supervisory and customer service roles in community banking.

Both Thomas and Comunal are active in community organizations in the Seneca area, which aligns with the values of Carolina Alliance in giving back and being active members of the community.

“We are excited to open our Seneca office and we look forward to working with new customers in the Seneca area,” said Carolina Alliance Bank President and CEO, John S. Poole. “We already have received a very warm welcome from area residents and businesses who appreciate Kyle’s and Lori’s commitment to personal service and the delivery quality banking and investment products.”

Thomas and Comunal can be reached at (864) 904-9993 or kthomas@carolinaalliancebank.com or lcomunal@carolinaalliancebank.com.

 

In light of recent events, Carolina Alliance has developed these points on retail compromises to share with our customers.

Despite efforts to protect our customers’ information, breaches can occur at point-of-sale.

  • Everyone has a responsibility to protect the integrity of the payments system, and try to prevent events like this to occur. Bank and credit card providers do, and retailers must as well.

  • Banks will continue to work with the card networks, law enforcement, and industry associations to better understand the impact of the breach and determine the best strategies to protect their customers.

    Customers are protected by their bank and credit card providers when these point-of-sale breaches happen.

  • Regardless of where the breach actually occurred banks and credit card providers are the stewards of the customer’s financial relationship and take a variety of steps to protect the integrity of the customer’s accounts including:

    • Monitoring accounts for indications of suspicious activity.
    • Blocking and reissuing cards for affected account holders.

  • Banks and credit card providers reimburse customers for confirmed fraudulent transactions.

    There are ways customers can assist to improve their security.

  • Customers concerned about the Target breach should consult the Washington Post (http://www.washingtonpost.com/business/when-identity-thieves-strike/2013/12/24/6ca52e90-6cdd-11e3-a523-fe73f0ff6b8d_story.html) piece listing key facts about the breach.

  • Check your account often for suspicious activity – either through the Internet, phone or ATM statements.

  • If you have a reason to suspect fraud, contact your financial institution or credit card provider immediately by phone, your online banking site or at the branch.

Other general safety recommendations include:

  • Be wary of your surroundings and of other people who may be near you at the ATM or retail point-of-sale.

  • Use your body or hand to ‘shield’ the ATM for point-of-sale keyboard as you enter your PIN. Be wary of those trying to help you, especially when an ATM ‘eats’ your card. They may be trying to steal your card number and PIN.

  • Always take your receipts or transactions records with you and check them against your statements. Report unauthorized transactions immediately.

  • Do not give your personal or financial information to anyone over the phone or through text and email. Thieves often pose as bank representatives to steal this information; however, banks already have this information and will not request it from you.

  • Keep a record of card numbers, expiration dates and 1-800 numbers for banks so you can contact the issuing bank easily in case of theft. Do not leave your bank statements, checkbooks or credit/debit cards lying around the house or on your desk at work. No one should have access to this information but you.

  • Periodically obtain credit reports from each nationwide credit reporting agency. If any information on the credit report appears fraudulent, request that the credit monitoring agency delete that information from the credit report file. Under federal law, consumers are entitled to one free copy of their credit report every 12 months from each of the three nationwide credit reporting agencies. Obtain a free copy by going to www.AnnualCreditReport.com or by calling 1-877-322-8228.

As always, if you should have any questions, or need more information, please do not hesitate to contact us at Carolina Alliance. Email us at: info@CarolinaAllianceBank.com or call us at (864) 208-BANK (2265).

 

Carolina Alliance Bank joins program to protect elderly veterans

SPARTANBURG, S.C. (November 5, 2013) – Carolina Alliance Bank has joined with the Senior Housing Crime Prevention Foundation (SHCPF), the Independent Community Bankers of America (ICBA) and the American Bankers Association (ABA) to ensure that 40,000 veterans living in 160 state veteran nursing homes in the U.S. are able to live out their lives in safe, secure, enhanced quality of life environments free from the daily fear of crime, abuse, neglect, hostility and deprivation of personal freedom, as provided through the Senior Housing Crime Prevention Foundation’s Senior Crimestoppers program.

“We are  honored to be part of this program,” said John Poole, president and chief executive officer of Carolina Alliance. “Veterans have done so much for this great country that it is an honor to return the favor and be part of this program. We believe that it is not only appropriate, but our moral duty, to help ensure their comfort and security at this stage of their lives.”

The Senior Crimestoppers program is built on a zero tolerance-to-crime platform for the residents of nursing homes. Because of Carolina Alliance, and other community banks across the country, each veteran resident will be provided a specially designed veterans personal lock box. In addition, SHCPF will provide each state veterans nursing home with its annual Time of Your Life video exhibit for the resident’s enjoyment and an annual cash contribution per facility for a Wish Comes True grant to be given to select veterans. Cash rewards up to $1,000 are posted on every crime incident that is reported to the Senior Crimestoppers call center.

“America’s servicemen and women dedicate their lives to ensuring our freedom and making our country a safer place to live,” said Gary Teagno, president and CEO of the services network for the Independent Community Bankers of America (ICBA).  “Our nation’s more than 7,000 community banks are proud to call many of these veterans customers and serve them in cities and towns throughout Main Street America. ICBA is pleased to support this important effort that will provide our veterans with peace of mind, safety and security.” 

For more information regarding the Veterans Initiative or the Senior Housing Crime Prevention Foundation, please contact Terry Rooker at (877) 232-0859 or at www.SHCPFoundation.org.  For more information about the Senior Crimestoppers program, please visit www.seniorcrimestoppers.org.

For additional information about Carolina Alliance please call (864) 208-BANK (2265) or visit www.carolinaalliancebank.com.

Carolina Alliance Bank to Host Bill Drake Book Signing
10-11:30 a.m., Thursday, July 11 in bank’s lobby

SPARTANBURG, S.C. (June 27, 2013) – Carolina Alliance Bank (OTCBB: CRLN.OB) will host a book signing for longtime radio host Bill Drake as he signs his new book, “Awake with Drake: Conversations with a Radio Institution,” from 10-11:30 a.m., on Thursday, July 11 in the bank’s lobby. This event is free and is open to the public.

Drake’s book was written by Perry Allen Wood, who provides a guided tour through the veteran radio host’s life. Wood says that from Drake’s collegiate days hobnobbing with Harrison Ford to his long stint on South Carolina airwaves, the radio host has seen trends come and go. Drake has spun music from the polka to the British Invasion, covered sports from the Green Bay Packers to the Gamecocks and perfected what he calls ‘relationship radio.’ And for 29 years, Drake was the voice of WSPA-AM, the oldest radio station in South Carolina. His current show, Awake with Drake, can be heard on WOLT 103.3 FM and airs from 6 to 9 a.m. Sunday through Friday.

“We are so pleased to welcome Bill into our bank for this book signing,” said Carolina Alliance President and CEO John S. Poole. “Bill has always been a great friend of not only Carolina Alliance and me, personally, but the Spartanburg community. Bill is a vital member of our community and has contributed much to its success. I hope Bill’s fans will be able to join us in the bank’s lobby for what promises to be an interesting and fun morning.”
Books will be sold for $15 each at the book signing. Carolina Alliance is located in downtown Spartanburg at 200 South Church Street, across from the headquarters of the Spartanburg County Library.

For additional information about Carolina Alliance please call (864) 208-BANK (2265) or visit www.carolinaalliancebank.com.

Carolina Alliance Bank Named Small Business of the Year & Top Financial Institution by the March of Dimes

SPARTANBURG, SC (May 13, 2013) – For the fifth straight year, Carolina Alliance Bank (OTCBB: CRLN.OB) has been named the March of Dimes’ Small Business of the Year. And for the second straight year, the bank also was presented with the Top Financial Institution Award.

“For a bank of our size to win these awards shows how devoted our staff is to the Spartanburg community,” said John Poole, President and CEO of Carolina Alliance. “It also is a great testament to the wonderful customers and friends of Carolina Alliance who are supportive of our efforts. We could not have received these awards without them and we thank them.”

The Small Business Award, which recognizes Carolina Alliance’s outreach and fundraising efforts, also reflects the bank’s organizational commitment to the March of Dimes and March for Babies in Spartanburg County. The collective contributions of the bank employees, includes more than 200 man hours, as well as financial resources dedicated to this very worthy cause. The bank has won the award in five of the six years it has been in business.

Carolina Alliance Bank received the Top Financial Institution Award as its staff of 46 raised $13,698.37, which is more than any other financial institution in Spartanburg County. In addition, every one of the bank’s staff members made some contribution to the campaign.

"At Carolina Alliance we have an ongoing commitment and passion to community service and giving back to the Spartanburg community,” Poole said. “And this award is especially meaningful to us as several of our staff members have personal experience with the excellent
work done by and through the March of Dimes. We truly appreciate the organization and what it does for our Spartanburg citizens.”

Selected highlights of Carolina Alliance’s contributions to the March of Dimes include:

-Raised $13,698.37 for the March for Babies Campaign

-Held a BBQ Lunch which drew customers and friends throughout the Spartanburg area.

-Held a Chili Cook-Off, where staff cooked chili and sold it in the bank’s lobby during lunch hours.

-Held a Bake Sale which included bank staff baking and selling homemade specialties.

-‘Raised Dough’ for the March of Dimes with Bank employees waiting on tables at Pizza Inn Eastside.

-Held a Wii bowling tournament and a cornhole tournament; staff had to pay to play. -Staff participated in a pie-throwing contest where the senior staff person who received the most ‘votes’ (money for the March of Dimes) in “The Cutest Baby” contest got a pie in the face.

-Published and sold a cookbook – “Cookin’ & Bakin’ ” which features family recipes from the Carolina Alliance staff.

-Additionally, Bank Vice President and Senior Mortgage Officer Carolyn MacIntosh volunteers as Chairwoman of the March of Dimes Board of Directors for Spartanburg Chapter, and also is a member of the March of Dimes Board of Directors/South Carolina State Chapter.

For additional information about Carolina Alliance please call (864) 208-BANK (2265) or visit www.carolinaalliancebank.com.

Carolina Alliance plans Barbeque Lunch
Proceeds to benefit March of Dimes

SPARTANBURG, S.C. (April 8, 2013) Carolina Alliance Bank (OTCBB: CRLN.OB) is holding a barbeque lunch to benefit the March of Dimes. Both barbeque lunches and quarts will be sold from 11:30 a.m.- 2 p.m., on Wednesday, April 17 in the bank’s lobby and in its parking lot.

Barbeque plates include chopped barbeque, baked beans, cole slaw, bread and drink for $7. Tables will be set-up and customers are invited to eat at the bank. Take-out orders also will be available. In addition, quarts of chopped barbeque will be sold for $10 each.

No reservations are needed but advance orders are welcome and can be made by calling (864) 208-BANK (2265) or emailing info@carolinaalliancebank.com by 5 p.m., on Tuesday, April 16. Carolina Alliance is located at 200 South Church Street in downtown Spartanburg, across from the main branch of the Spartanburg library.

Carolina Alliance’s barbeque lunch is just one of many fundraisers the bank has held this year to benefit the March of Dimes. In addition, on sale at the bank’s greeters desk is Cookin’ & Bakin,’ a cookbook which features favorite family recipes from the Carolina Alliance staff. Cost is only $10 per cookbook. And, bank staff will participate in March for Babies on Saturday, April 27. At last year’s walk more than three-quarters of the bank’s staff walked together as a team.

For additional information about Carolina Alliance please call (864) 208-BANK (2265) or visit www.carolinaalliancebank.com.

Carolina Alliance to Raise Dough
During a Pizza Inn Fundraiser for the March of Dimes

SPARTANBURG, S.C. (April 8, 2013) – Staff from Carolina Alliance Bank (OTCBB: CRLN.OB) will be waiting on tables, as well as cleaning them, in an effort to Raise Dough for the March of Dimes at Pizza Inn (Eastside/Hillcrest) from 4:30 – 8:30 p.m., on Thursday, April 11.

In this unique fundraiser, bank staff will be working for tips, which will be contributed to the March of Dimes. In addition, 10 percent of the evening’s profits also will go to the March of Dimes.

This event is just one of many fundraisers the bank has planned to benefit the March of Dimes. On Wednesday, April 17, the bank will hold a BBQ Lunch in its lobby and parking lot.  In addition, on sale at the bank’s greeters desk is Cookin’ & Bakin,’ a cookbook which features favorite family recipes from the Carolina Alliance staff. Cost is only $10 per cookbook. And, bank staff will participate in March for Babies on Saturday, April 27. At last year’s walk more than three-quarters of the bank’s staff walked together as a team.

For additional information about Carolina Alliance please call (864) 208-BANK (2265) or visit www.carolinaalliancebank.com.

Carolina Alliance plans Easter Bake Sale
Proceeds to benefit March of Dimes

SPARTANBURG, S.C. (March 22, 2013) Carolina Alliance Bank (OTCBB: CRLN.OB) is once again holding its popular Easter Bake Sale to benefit the March of Dimes. This year’s sale will be held starting at 9 a.m., on Friday, March 29 in the bank’s lobby and will last until everything is sold, or 6 p.m.

Featured at the Easter Bake Sale is an array of yummy desserts baked by the bank’s staff. There will be everything from cakes to cookies and pies to cupcakes and more. It’s the perfect place to find homemade goodies for your Easter weekend.
Carolina Alliance’s Easter Bake Sale is just one of many fundraisers planned to benefit the March of Dimes. Others include:

-From 5 – 8 p.m., on April 11 bank staff will “Raise Some Dough” at the Pizza Inn on the eastside of Spartanburg by waiting on tables and bussing tables.
-A BBQ Lunch will be held from 11:30-2 p.m., on Wednesday, April 17 in the bank’s parking lot, rain or shine.

-On sale at the bank’s greeters desk is Cookin’ & Bakin,’ a cookbook which features favorite family recipes from the Carolina Alliance staff. Cost is only $10 per cookbook.
-Bank staff will participate in March for Babies on Saturday, April 27. At last year’s walk more than three-quarters of the bank’s staff walked together as a team.

For additional information about Carolina Alliance please call (864) 208-BANK (2265) or visit www.carolinaalliancebank.com.

Carolina Alliance to host Blood Drive
Bloodmobile will be on-site on Valentine’s Day

SPARTANBURG, S.C. (February 8, 2013) - Carolina Alliance Bank (OTCBB: CRLN.OB) will host a blood drive at its main office, located in downtown Spartanburg at 200 South Church Street from 9 -11:30 a.m., on Thursday, Feb. 14.

“It is no coincidence that we planned this on Valentine’s Day,” said Janice Addington, Vice President/Human Resources & Marketing. “After all, what is more precious than giving the gift of life though a blood donation? Just one pint of donated blood can save up to three lives.”
A bloodmobile from the Blood Connection will be parked in the bank’s parking lot.  Donors can make an appointment via (864) 208-BANK (2265) or info@carolinaalliancebank.com or they are welcome to come anytime during the hours of the event (9-11:30 a.m.) In appreciation of their time and blood donation, all donors will receive a Valentine’s Day cookie as well as other goodies from the Blood Connection.

For more information about the blood drive call (864) 208-BANK (2265). For more information about the Blood Connection go to http://thebloodconnection.org/.

Carolina Alliance’s blood drive is just one of many events the bank holds to benefit the Spartanburg community.  More than 34 nonprofits and/or organizations in Spartanburg County receive valuable services and leadership as donated by Carolina Alliance’s staff of 42. And this figure does not include the community involvement by its active and community-minded board of directors.

For additional information about Carolina Alliance please call (864) 208-BANK (2265) or visit www.carolinaalliancebank.com.

Carolina Alliance plans Chili Lunch - Proceeds to benefit March of Dimes
SPARTANBURG, S.C. (January 25, 2013) - Carolina Alliance Bank (OTCBB: CRLN.OB) will hold a Chili Lunch from 11 a.m. - 1:30 p.m., (or until everything is sold) on Friday, Feb. 1 to benefit the March of Dimes.

Homemade chili, crackers and a drink will cost $5 and will be sold in the bank’s lobby. Orders will be available for take-out or customers can eat at tables that will be set-up in the bank’s lobby. Advance orders can be placed by 5 p.m., on Thursday, Jan. 31 at (864) 208-BANK (2265) or info@carolinaalliancebank.com. Or just come the day of the event - no reservations are needed. Carolina Alliance is located at 200 South Church Street in downtown Spartanburg, across from the main branch of the Spartanburg Library.

Carolina Alliance’s Chili Lunch is just one of many fundraisers planned to benefit the March of Dimes. The bank has received the March of Dimes’ Small Business of the Year for four straight years.  In addition, in 2012, the bank also was presented with the March of Dimes’ Top Financial Institution Award.

For additional information about Carolina Alliance please call (864) 208-BANK (2265) or visit www.carolinaalliancebank.com.


Carolina Alliance was featured in the November BankNews
Carolina Alliance was featured in the November BankNews, a national magazine, spotlighting the bank’s disaster recovery process.

To view article, click here


Bank procedures changed as a result of South Carolina DOR data breach
Recent information released by SCDOR revealed that the scope of information compromised was much broader than originally disclosed.  Much of the information purportedly obtained by the criminals is of the type we use to verify a customer’s identity for requests submitted by email, telephone, and mail.  Such requests would include resetting online banking passwords, making funds transfers, and the changing of addresses, among other requests.  Please be understanding when our employees take extra precautions to insure the identity of our customers in person, by telephone, and by mail/email.  We apologize for any inconvenience, but these steps are necessary in our efforts to protect your account.  Also, we have found it necessary to discontinue the self-enrollment feature for first-time online banking customers.

Read more here


FDIC Information


Check out this page that Carolina Alliance has complied for you which features the latest information and news you can use from the FDIC

Unlawful Internet Gambling Prohibition Notice
In compliance with the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA) and implementing regulations (Regulation GG) issued by the Board of Governors of the Federal Reserve System and the United States Department of Treasury, certain transactions are prohibited within commercial accounts. Our financial institution is required to notify our commercial customers of this prohibition. Click here to read more.

Teach Children to Save

We are so honored to be the only Spartanburg County bank named to the Teach Children to Save national honor roll! Read more here

Identity Theft

Identity theft occurs when someone finds a way to steal your personal or other identifying information to open new accounts; establish credit or borrow money in your name; make purchases; or pursue other fraudulent activities.  Therefore, if you become a victim of identity theft, you face possible losses of money and/or damage to your credit ratings. Read more here

Don’t Be a Target

At Carolina Alliance Bank we take fake checking scams seriously and work diligently to inform you of these scams.  Learn more here about how you can protect yourself.


 

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