Carolina Savings Account

Earns interest on every dollar, everyday.

• Pays interest, compounded daily and credited quarterly on collected balances (interest rates subject to change daily)
• Two free withdrawals per month
• $2 per-item fee for debits in excess of two per month
• Quarterly statement
• $250 minimum opening balance
• $5 monthly maintenance fee
• $5 monthly maintenance fee waived if:
• $500 minimum daily balance maintained

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Carolina Money Market

Enjoy the benefits of top rates while still maintaining access to funds.

• Pays interest, compounded daily and credited quarterly on all collected balances as follows (interest rates are subject to change daily):

  $0.01 to $4,999.99	Carolina Base Rate
  $5,000 to $24,999.99	Carolina Bronze Rate
  $25,000 to $49,999.99	Carolina Silver Rate
  $50,000 to $99,999.99	Carolina Gold Rate
  $100,000 to $499,999.99	Carolina Platinum Rate
  $500,000 and over	Carolina Diamond Rate

• Unlimited withdrawals and transfers in person
• During any statement period, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party.
• Excess withdrawal fee of $10 per item in excess of the above limitations
• $5,000 minimum opening balance
• $15 monthly maintenance fee
• $15 monthly maintenance fee waived if:
• $5,000 minimum daily balance maintained

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Carolina Non-Profit Money Market

Designed for local, community based non-profit organizations that have excess funds to invest and want to receive top rates while still maintaining access to funds.

• Pays interest compounded daily and credited monthly on all collected balances as follows (interest rates are subject to change daily):

  $0.01-$999.99	Carolina Base Rate
  $1,000-$9,999.99	Carolina Bronze Rate
  $10,000-$24,999.99	Carolina Silver Rate
  $25,000-$49,999.99	Carolina Gold Rate
  $50,000 and over	Carolina Platinum Rate

• Unlimited withdrawals and transfers in person
• During any statement period, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party.
• Excess withdrawal fee of $10 per item in excess of the above limitations
• $1,000 minimum opening balance
• $10 monthly maintenance fee
• $10 monthly maintenance fee waived if:
• $1,000 minimum daily balance maintained

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